Journal of Applied Economic Research
ISSN 2712-7435
Social and Address Mechanisms of Providing Households with Individual Housing on the Basis of Structuring Their Requirements
Sinyakova E.V., Platonov A.M.
Abstract
One of the current problems facing Russia is the housing problem and also the problem of "keeping holds of" its territory. The latter is connected with the former one and is caused by excessive concentration of the population in large cities. On the most part of Russian territory the speed of housing construction is slower than the rates of retirement of dilapidated housing. An increasing number of abandoned villages has been registered. Engineering infrastructure there has either been dismantled, or is dysfunctional. In this regard, a movement of so-called "alternative" rural settlements is aimed at the development of vacant land through its transformation into isolated populated territories. As part of such projects individual housing construction becomes one of the stages of formation of a new lifestyle or even an economic lifestyle pattern. Considering the keen interest in individual housing construction and an increase in the share of one–family homes in the total volume of housing construction in Russia on the one hand and the low solvency of the majority of the country's population on the other hand, the need to search for new approaches to solving the problem of providing the population with affordable individual housing appears. The article is devoted to the problem of providing the population of the country with affordable individual housing by using a socially oriented approach to defining the needs of various types of households in specific types of housing. The purposes of this research is to look for social and economic and targeted mechanisms of providing households with affordable individual housing that would correspond to their resources and requirements. An assessment of the factors of formation of the corresponding demand and solvency of households is made for identifying and structuring needs for such housing. The most demanded types of individual housing are determined. A method of determining the match between of certain types of individual housing and various types of households, taking into account the possibility of adjusting its availability to households through calculations of the coefficient of the possibility of purchasing a home with a loan is proposed. The approach is based on a technique of building an object and consumer matrix which shows the need of specific types of households for individual housing and thanks to which it is possible to establish the types of individual housing which are most demanded proceeding from their opportunities in the concrete region. The offered technique has been tested in the south of the Tyumen region where the most demanded types of individual housing in this territory and also necessary volumes of construction for meeting the needs of households for this housing have been revealed. In view of the various levels of solvency in households and social and targeted schemes of financing of construction of individual housing through mortgage and construction crediting and closed share are proposed.
Keywords
households; requirement to individual housing; individual housing construction; an object and consumer matrix; solvency; closed-end investment fund; demand; demand factors; comfort; investments.
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About Authors
Sinyakova Elena Viktorovna – Candidate, <st1:placename w:st="on">Ural</st1:placename> <st1:placename w:st="on">Federal</st1:placename> <st1:placetype w:st="on">University</st1:placetype> named after the first President of Russia B.N. Yeltsin, <st1:place w:st="on"><st1:city w:st="on">Ekaterinburg</st1:city>, <st1:country-region w:st="on">Russia</st1:country-region></st1:place> (620002, Ekaterinburg, <st1:street w:st="on"><st1:address w:st="on">Mira street</st1:address></st1:street>, 19); e-mail: lena_sin@bk.ru.
Platonov Anatoly Mikhaylovich – Doctor of Economics, Professor, Department of Economy and Management of Construction and Real Estate Market, <st1:placename w:st="on">Ural</st1:placename> <st1:placename w:st="on">Federal</st1:placename> <st1:placetype w:st="on">University</st1:placetype> named after the first President of Russia B.N. Yeltsin, <st1:place w:st="on"><st1:city w:st="on">Ekaterinburg</st1:city>, <st1:country-region w:st="on">Russia</st1:country-region></st1:place> (620002, Ekaterinburg, <st1:street w:st="on"><st1:address w:st="on">Mira street</st1:address></st1:street>, 19); e-mail: eusrn@mail.ru.
For citation
Sinyakova E.V., Platonov A.M. Social and Address Mechanisms of Providing Households with Individual Housing on the Basis of Structuring Their Requirements. Bulletin of Ural <st1:place w:st="on"><st1:placename w:st="on">Federal</st1:placename> <st1:placetype w:st="on">University</st1:placetype></st1:place>. Series Economics and Management, 2018, Vol. 17, No. 3, 423–444. DOI: 10.15826/vestnik.2018.17.3.019.
Article info
Received February 23, 2018; Accepted May 28, 2018.
DOI: http://dx.doi.org/10.15826/vestnik.2018.17.3.019
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